Graceful Capital Funding is a nationwide private money broker* working to help real estate investors get access to short-term funding for non-owner-occupied real estate investments. We oversee the application and loan packaging process for our clients to ensure a smooth and quick closing, typically 14-21 days after a fully submitted application. In other words, we're awesome connectors and look forward to connecting your dreams with exceptional service!

* At this time Graceful Capital Funding does not lend if the property is located in one of the following states: Arizona, California, Idaho, Minnesota, Nevada, New York, New Jersey, North Carolina, North Dakota, Oregon, South Dakota, Utah, and Vermont. However, we are working hard to add additional states. Please subscribe to our newsletter to stay up-to-date on lending locations, loan programs, and industry news, and tips!


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Are you seeking funding for a deal currently under contract?
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***We will beat NOT match any competitor's terms on the same deal. Just send us a copy of the written terms offered***
Fresh Bathroom Design

"...The average return on bathroom renovation averages around 70%. And a full renovation is not necessary to receive the benefits." -

Recently Funded Deals

Single-family home

Tallahassee, FL

Loan Amount: $60,500

Term: 12 Months

Single-family home

Galveston, TX

Loan Amount: $235,000

Term: 12 Months

Single-family home

Springfield, MO

Loan Amount: $63,164

Term: 12 Months

See why investors like us...


Absolutely fantastic! I have never worked with this type of lender before, however, they have made a believer out of me. I had waited almost 120 days for a conventional loan, and this occurred in exactly the amount of time quoted....2 weeks! I am so happy with this team!

Ruby Wright

"I've learned I can get short-term capital when needed. We found that an out of state lender can be more responsive than local banks."

Glen Rich

My experience has been great. I can apply for more loans AND refer them to the people I know. We were really pleased with the results, especially because the process was fast.

George Medina

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Click here to see our privacy policy. Not available where prohibited by law, or in states where Private Money Exchange does not trade. Loans are available only on non-owner occupied real property. Loans are available in California through Cogo Capital Orange County, Inc. – California BRE License #: 01928542; NMLS #: 1051306. Loans through Cogo Capital™ are not available in Arizona, Minnesota, Nevada, Oregon, South Dakota, or Vermont. Loans are available in Idaho, New Jersey, New York, North Dakota, and North Carolina through Secured Investment High Yield Fund, LLC and Secured Investment High Yield Fund II, LLC. In all other states, loans are available through Cogo Capital.

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